*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Onest',system-ui,sans-serif;color:#EEE7DE;background:#38322F;-webkit-font-smoothing:antialiased}
.container{max-width:1240px;margin:0 auto;padding:0 24px}

/* HEADER */
.site-header{position:sticky;top:0;z-index:50;background:rgba(44,39,37,.88);backdrop-filter:blur(10px);border-bottom:1px solid rgba(199,173,142,.14)}
.header-inner{height:74px;display:flex;align-items:center;gap:20px}
.menu-toggle{display:flex;align-items:center;gap:10px;background:none;border:none;cursor:pointer;padding:8px 4px;color:#EEE7DE;font-family:'Onest',sans-serif}
.hamburger{display:inline-flex;flex-direction:column;gap:4px}
.hamburger-line{width:22px;height:2px;background:#EEE7DE;border-radius:2px;display:block}
.menu-toggle-label{font-size:15px;font-weight:600}
.site-logo{display:flex;align-items:center;gap:12px;text-decoration:none;margin-left:8px}
.site-logo img{height:45px;width:auto;display:block}
.site-logo .logo-partner{height:50px;}
.logo-sep{width:1.5px;height:30px;background:rgba(199,173,142,.4);display:inline-block;flex:none}
.logo-life{font-size:13px;font-weight:700;letter-spacing:.16em;color:#CDB492;text-transform:uppercase;border-left:1.5px solid rgba(199,173,142,.4);padding-left:12px}
.header-right{margin-left:auto;display:flex;align-items:center;gap:22px}
.lang-switcher{display:flex;align-items:center;gap:14px;font-size:14px;font-weight:600}
.lang-divider{width:1px;height:14px;background:rgba(238,231,222,.28);display:inline-block}
.lang-link{text-decoration:none;color:rgba(238,231,222,.55)}
.lang-link.active{color:#EEE7DE}
.phone-btn{display:flex;align-items:center;gap:9px;text-decoration:none;background:#B29575;color:#2B2522;font-weight:800;font-size:15px;padding:10px 18px;border-radius:999px}

/* NAV DRAWER */
.nav-overlay{position:fixed;inset:0;z-index:60;background:rgba(12,10,9,.55);backdrop-filter:blur(2px);opacity:0;pointer-events:none;transition:opacity .25s}
.nav-overlay.is-open{opacity:1;pointer-events:auto}
.nav-drawer{position:fixed;top:0;left:0;bottom:0;z-index:61;width:340px;max-width:86vw;background:#2F2A28;box-shadow:0 0 60px rgba(0,0,0,.45);transform:translateX(-110%);transition:transform .32s cubic-bezier(.22,.61,.36,1);padding:28px 26px;overflow-y:auto}
.nav-drawer.is-open{transform:translateX(0)}
.nav-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:26px}
.nav-title{font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:rgba(238,231,222,.5)}
.nav-close{background:rgba(199,173,142,.14);border:none;width:38px;height:38px;border-radius:50%;cursor:pointer;font-size:16px;color:#EEE7DE;display:flex;align-items:center;justify-content:center}
.nav-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}
.nav-list a{display:block;padding:13px 12px;border-radius:12px;text-decoration:none;color:#EEE7DE;font-size:16px;font-weight:600}
.nav-list a:hover{background:rgba(199,173,142,.12);color:#CDB492}
.nav-lang{margin-top:28px;padding-top:22px;border-top:1px solid rgba(199,173,142,.14)}
.nav-lang-label{font-size:13px;color:rgba(238,231,222,.5);display:block;margin-bottom:10px}
.nav-lang-links{display:flex;gap:10px}
.nav-lang-link{text-decoration:none;color:rgba(238,231,222,.6);font-weight:700;padding:6px 12px;border-radius:8px;background:rgba(199,173,142,.10)}
.nav-lang-link.active{color:#2B2522;background:#B29575}

/* SECTIONS */
.section{padding:84px 24px}
.section--white{background:transparent}
.section--gray{background:#2F2A28}
.section--hero{background:linear-gradient(165deg,#544C49 0%,#433D3A 55%,#352F2D 100%);padding:64px 24px 80px}
.section-label{margin-bottom:14px;font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#CDB492}
.section-title{font-size:42px;font-weight:800;letter-spacing:-.025em;margin:0 0 36px;color:#CDB492}
.section-title--center{text-align:center}
.section-title--mb40{margin-bottom:40px}

/* HERO */
.hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.07);border:1px solid rgba(199,173,142,.45);padding:7px 14px;border-radius:999px;font-size:13px;font-weight:700;color:#E2D2BC;margin-bottom:24px}
.hero-badge-dot{width:7px;height:7px;border-radius:50%;background:#C7AD8E;display:inline-block}
.hero-title{font-size:54px;line-height:1.04;font-weight:800;letter-spacing:-.025em;margin:0 0 22px;color:#F4EEE6}
.hero-title .accent{color:#CDB492}
.hero-rate{display:flex;align-items:baseline;gap:14px;margin-bottom:30px}
.hero-rate-label{font-size:18px;font-weight:600;color:rgba(244,238,230,.72)}
.hero-rate-num{font-size:72px;font-weight:800;letter-spacing:-.03em;line-height:.9;color:#F4EEE6}
.hero-rate-num .accent{color:#CDB492}
.hero-features{list-style:none;margin:0 0 34px;padding:0;display:flex;flex-direction:column;gap:14px}
.hero-feature{display:flex;align-items:center;gap:12px;font-size:16px;font-weight:500;color:rgba(244,238,230,.92)}
.hero-feature-icon{flex:none;width:26px;height:26px;border-radius:50%;background:#C7AD8E;display:flex;align-items:center;justify-content:center}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.btn-primary{display:inline-flex;align-items:center;gap:10px;background:#B29575;color:#2B2522;font-weight:800;font-size:16px;text-decoration:none;padding:16px 28px;border-radius:14px;border:none;cursor:pointer;font-family:'Onest',sans-serif}
.btn-secondary{display:inline-flex;align-items:center;gap:10px;background:transparent;color:#F4EEE6;font-weight:700;font-size:16px;text-decoration:none;padding:16px 28px;border-radius:14px;border:1.5px solid rgba(244,238,230,.45)}
.btn-primary-sm{display:inline-flex;align-items:center;gap:10px;background:#B29575;color:#2B2522;font-weight:800;font-size:15px;text-decoration:none;padding:14px 26px;border-radius:13px}
.btn-secondary-sm{display:inline-flex;align-items:center;gap:10px;background:transparent;color:#EEE7DE;font-weight:700;font-size:15px;text-decoration:none;padding:14px 26px;border-radius:13px;border:1.5px solid rgba(238,231,222,.4)}

/* HERO VISUAL */
.hero-visual{position:relative;aspect-ratio:1/.92;display:flex;align-items:center;justify-content:center}
.hero-visual-img{width:84%;max-width:420px;height:auto;display:block;filter:drop-shadow(0 30px 55px rgba(0,0,0,.45))}

/* ADVANTAGES */
.tabs-group{display:inline-flex;background:rgba(199,173,142,.10);border-radius:14px;padding:5px;gap:4px;margin-bottom:40px;flex-wrap:wrap}
.tab-btn{display:inline-flex;align-items:center;gap:9px;border:none;cursor:pointer;font-family:'Onest',sans-serif;font-size:15px;font-weight:700;padding:11px 22px;border-radius:10px;background:transparent;color:rgba(238,231,222,.62);box-shadow:none;transition:background .2s,color .2s}
.tab-btn.is-active{background:#B29575;color:#2B2522;box-shadow:0 2px 10px rgba(0,0,0,.25)}
.adv-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:48px;align-items:center}
.adv-visual{aspect-ratio:1/.86;border-radius:26px;background:linear-gradient(155deg,#4A4341,#3A3431);border:1px solid rgba(199,173,142,.14);position:relative;overflow:hidden}
.adv-visual-inner{position:absolute;inset:0;display:flex;align-items:center;justify-content:center}
.adv-ico{display:none;width:62%;max-width:240px;height:auto;filter:drop-shadow(0 22px 40px rgba(0,0,0,.4))}
.adv-ico.is-active{display:block}
.adv-panel{display:none;position:relative;min-height:200px}
.adv-panel.is-active{display:block}
.adv-panel-title{font-size:24px;font-weight:800;margin:0 0 20px;color:#CDB492}
.bullet-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:16px}
.bullet-item{display:flex;gap:13px;font-size:16px;line-height:1.55;color:#D8D0C6}
.bullet-dot{flex:none;margin-top:8px;width:7px;height:7px;border-radius:50%;background:#B29575;display:inline-block}
.bullet-sub{display:flex;flex-direction:column;gap:8px;padding-left:2px;color:rgba(238,231,222,.6);font-size:15px;margin-top:8px}

/* CONDITIONS */
.conditions-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:46px}
.condition-card{background:#4A4341;border:1px solid rgba(199,173,142,.14);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(0,0,0,.20);font-size:15px;line-height:1.45;color:#D8D0C6;font-weight:600}
.condition-card .accent{color:#CDB492}
.table-wrap{background:#4A4341;border:1px solid rgba(199,173,142,.14);border-radius:22px;padding:30px;box-shadow:0 8px 30px rgba(0,0,0,.20);overflow:hidden}
.table-title{font-size:20px;font-weight:800;margin:0 0 22px;color:#EEE7DE}
.table-title .accent{color:#CDB492}
.table-scroll{overflow-x:auto}
.calc-table{border-collapse:collapse;width:100%;min-width:1180px;font-size:13.5px}
.calc-table th{text-align:left;padding:12px;font-weight:700;color:#EEE7DE;background:#3A3431;position:sticky;left:0;white-space:nowrap}
.calc-table th.muted{color:rgba(238,231,222,.55)}
.calc-table td{padding:12px 10px;text-align:center;color:#D2C9BE;font-weight:600}
.calc-table .row-alt td{background:rgba(255,255,255,.03)}
.calc-table .td-primary{font-weight:700;color:#EEE7DE}
.calc-table .td-blue{font-weight:700;color:#CDB492}
.calc-table .td-muted{color:rgba(238,231,222,.5);font-weight:400}

/* TRUST */
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.trust-card{background:#4A4341;border:1px solid rgba(199,173,142,.14);border-radius:20px;padding:26px 22px;display:flex;flex-direction:column;gap:18px}
.trust-icon{width:54px;height:54px;border-radius:16px;background:#B29575;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.trust-card p{margin:0;font-size:14px;line-height:1.55;color:#D2C9BE}

/* CALCULATOR */
.calc-card{background:#4A4341;border:1px solid rgba(199,173,142,.14);border-radius:24px;padding:38px;box-shadow:0 14px 40px rgba(0,0,0,.24);display:grid;grid-template-columns:1.25fr .9fr;gap:42px;align-items:stretch}
.calc-field{margin-bottom:34px}
.calc-field-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.calc-field-label{font-size:15px;font-weight:700;color:#EEE7DE}
.calc-num-wrap{display:flex;align-items:center;gap:6px;background:rgba(255,255,255,.05);border-radius:10px;padding:6px 12px}
.calc-num{border:none;background:none;text-align:right;font-family:'Onest',sans-serif;font-size:16px;font-weight:700;color:#EEE7DE;outline:none;-moz-appearance:textfield}
.calc-num::-webkit-outer-spin-button,.calc-num::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.calc-num-deposit{width:80px}
.calc-num-term{width:42px}
.calc-unit{font-size:15px;font-weight:700;color:rgba(238,231,222,.6)}
.calc-range{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;outline:none;cursor:pointer;background:rgba(255,255,255,.10)}
.calc-range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:#F4EEE6;border:5px solid #B29575;box-shadow:0 2px 8px rgba(0,0,0,.35);cursor:pointer}
.calc-range::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:#F4EEE6;border:5px solid #B29575;box-shadow:0 2px 8px rgba(0,0,0,.35);cursor:pointer}
.calc-range-labels{display:flex;justify-content:space-between;margin-top:8px;font-size:12px;color:rgba(238,231,222,.45);font-weight:600}
.calc-actions{display:flex;gap:14px;flex-wrap:wrap}
.result-card{background:linear-gradient(160deg,#574E45,#463E38);border:1px solid rgba(199,173,142,.3);border-radius:18px;padding:30px;display:flex;flex-direction:column;justify-content:center}
.result-label{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#CDB492;margin-bottom:10px}
.result-amount{font-size:46px;font-weight:800;letter-spacing:-.02em;color:#F4EEE6;line-height:1;margin-bottom:26px}
.result-amount .accent{color:#CDB492}
.result-rows{display:flex;flex-direction:column;gap:1px;background:rgba(0,0,0,.22);border-radius:14px;overflow:hidden}
.result-row{background:rgba(255,255,255,.05);padding:14px 18px;display:flex;justify-content:space-between;align-items:center}
.result-row-key{font-size:14px;color:rgba(238,231,222,.62);font-weight:600}
.result-row-val{font-size:15px;font-weight:700;color:#F4EEE6}
.result-row-val#result-rate:after {
	content: "%";
}
.result-row-val.accent{color:#CDB492}

/* Q&A */
.qa-grid{display:grid;grid-template-columns:300px 1fr;gap:32px;align-items:start}
.qa-tabs{display:flex;flex-direction:column;gap:10px}
.qa-tab{text-align:left;cursor:pointer;border:none;font-family:'Onest',sans-serif;font-size:16px;font-weight:700;padding:18px 20px;border-radius:14px;background:#4A4341;color:#EEE7DE;transition:background .2s}
.qa-tab.is-active{background:#B29575;color:#2B2522}
.qa-content{background:#3A3431;border:1px solid rgba(199,173,142,.12);border-radius:20px;padding:34px}
.qa-panel{display:none;text-align:center}
.qa-panel.is-active{display:block}
.qa-panel p{margin:0 0 16px;font-size:15.5px;line-height:1.7;color:#D2C9BE}
.qa-panel p strong{color:#EEE7DE}
.qa-panel p:last-child{margin-bottom:0}

/* STEPS */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.step-card{background:#4A4341;border:1px solid rgba(199,173,142,.14);border-radius:22px;padding:32px;box-shadow:0 8px 30px rgba(0,0,0,.20)}
.step-num{width:52px;height:52px;border-radius:14px;background:#B29575;display:flex;align-items:center;justify-content:center;font-size:22px;font-weight:800;color:#2B2522;margin-bottom:22px}
.step-card h3{font-size:19px;font-weight:800;margin:0 0 12px;color:#EEE7DE}
.step-card p{margin:0 0 16px;font-size:15px;line-height:1.6;color:rgba(238,231,222,.62)}
.step-card p:last-child{margin:0}
.step-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.step-list li{display:flex;gap:10px;font-size:14.5px;line-height:1.5;color:#D2C9BE}
.step-dot{flex:none;margin-top:7px;width:6px;height:6px;border-radius:50%;background:#B29575;display:inline-block}

/* FAQ */
.faq-list{display:flex;flex-direction:column;gap:12px}
.faq-item{background:#4A4341;border:1px solid rgba(199,173,142,.12);border-radius:16px;overflow:hidden}
.faq-btn{width:100%;text-align:left;cursor:pointer;border:none;background:none;font-family:'Onest',sans-serif;font-size:17px;font-weight:700;color:#EEE7DE;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.faq-icon{flex:none;width:30px;height:30px;border-radius:50%;background:#B29575;display:flex;align-items:center;justify-content:center;transition:transform .25s}
.faq-item.is-open .faq-icon{transform:rotate(45deg)}
.faq-body{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.is-open .faq-body{max-height:400px}
.faq-body p{margin:0;padding:0 26px 24px;font-size:15.5px;line-height:1.65;color:#D2C9BE}

/* LEGAL / FORM */
.legal-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:start}
.legal-text{font-size:13.5px;line-height:1.7;color:rgba(238,231,222,.6)}
.legal-text p{margin:0 0 14px}
.legal-text .lead{font-size:15px;color:#EEE7DE;font-weight:600;margin-bottom:18px;display:block}
.legal-text a{color:#CDB492;font-weight:600;text-decoration:none}
.form-card{background:#4A4341;border:1px solid rgba(199,173,142,.16);border-radius:24px;padding:36px;box-shadow:0 14px 40px rgba(0,0,0,.24)}
.form-title{font-size:24px;font-weight:800;color:#EEE7DE;margin:0 0 6px}
.form-subtitle{font-size:15px;color:rgba(238,231,222,.6);margin:0 0 26px}
.form-fields{display:flex;flex-direction:column;gap:14px}
.form-input{border:1.5px solid rgba(199,173,142,.25);background:rgba(255,255,255,.04);border-radius:13px;padding:15px 18px;font-family:'Onest',sans-serif;font-size:15px;color:#EEE7DE;outline:none;width:100%;box-sizing:border-box}
.form-input::placeholder{color:rgba(238,231,222,.42)}
.form-input:focus{border-color:#B29575}
.form-submit{margin-top:6px;background:#B29575;color:#2B2522;border:none;cursor:pointer;font-family:'Onest',sans-serif;font-weight:800;font-size:16px;padding:16px;border-radius:13px;width:100%}
.form-disclaimer{margin:4px 0 0;font-size:12px;line-height:1.5;color:rgba(238,231,222,.42)}

/* FOOTER */
.site-footer{background:#2C2624;color:#F4EEE6;padding:54px 24px 40px}
.footer-inner{display:flex;flex-direction:column;gap:34px}
.footer-logo{display:flex;align-items:center;gap:14px}
.footer-logo-img{height:45px;width:auto;display:block}
.footer-logo-partner{height:50px;width:auto;display:block;}
.footer-contacts{display:flex;flex-wrap:wrap;gap:26px 40px;align-items:center;border-top:1px solid rgba(244,238,230,.16);padding-top:30px}
.footer-phone{color:#F4EEE6;text-decoration:none;font-size:18px;font-weight:800}
.footer-phone-note{color:rgba(244,238,230,.58);font-size:14px}
.footer-phone-right{margin-left:auto;color:#F4EEE6;text-decoration:none;font-size:18px;font-weight:800}
.footer-copy{font-size:12.5px;line-height:1.6;color:rgba(244,238,230,.55);border-top:1px solid rgba(244,238,230,.16);padding-top:24px}
/* LEAD FORM EXTRAS */
.form-hp{position:absolute;left:-9999px;top:-9999px;width:1px;height:1px;opacity:0;pointer-events:none}
.form-error{margin:0;color:#EF9A8C;font-size:13.5px;font-weight:600;line-height:1.5}
.form-submit:disabled{opacity:.6;cursor:default}

/* SUCCESS MODAL */
.modal-overlay{position:fixed;inset:0;z-index:1000;display:none;align-items:center;justify-content:center;padding:24px;background:rgba(12,10,9,.62);-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px)}
.modal-overlay.is-open{display:flex;animation:modalFade .2s ease}
@keyframes modalFade{from{opacity:0}to{opacity:1}}
.modal-card{position:relative;width:100%;max-width:400px;background:#3A3431;border:1px solid rgba(199,173,142,.18);border-radius:22px;padding:40px 32px 32px;text-align:center;box-shadow:0 24px 60px rgba(0,0,0,.45);animation:modalPop .25s cubic-bezier(.18,.89,.32,1.28)}
@keyframes modalPop{from{transform:translateY(14px) scale(.96);opacity:0}to{transform:none;opacity:1}}
.modal-close{position:absolute;top:16px;right:16px;width:34px;height:34px;border:none;background:rgba(255,255,255,.08);border-radius:50%;cursor:pointer;font-size:15px;color:rgba(238,231,222,.7);line-height:1;font-family:'Onest',sans-serif}
.modal-close:hover{background:rgba(255,255,255,.14)}
.modal-icon{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;background:#B29575;display:flex;align-items:center;justify-content:center}
.modal-title{font-size:21px;font-weight:800;color:#EEE7DE;margin-bottom:10px;font-family:'Onest',sans-serif}
.modal-text{font-size:15px;line-height:1.55;color:rgba(238,231,222,.62);margin-bottom:24px}
.modal-btn{background:#B29575;color:#2B2522;border:none;cursor:pointer;font-family:'Onest',sans-serif;font-weight:800;font-size:15px;padding:14px 32px;border-radius:13px}
.modal-btn:hover{filter:brightness(.97)}

/* ============================================================
   RESPONSIVE / АДАПТИВ
   ============================================================ */

/* --- Планшеты и небольшие ноутбуки --- */
@media (max-width:1024px){
	.section{padding:64px 24px}
	.section-title{font-size:34px;margin-bottom:30px}
	.hero-title{font-size:44px}
	.hero-rate-num{font-size:60px}
	.conditions-grid{grid-template-columns:repeat(2,1fr)}
	.trust-grid{grid-template-columns:repeat(2,1fr)}
	.steps-grid{gap:14px}
	.step-card{padding:26px}
	.adv-grid{grid-template-columns:.95fr 1.05fr;gap:32px}
	.calc-card{gap:32px;padding:32px}
	.qa-grid{grid-template-columns:250px 1fr;gap:24px}
	.legal-grid{gap:32px}
}

/* --- Планшеты-портрет и крупные телефоны: одна колонка --- */
@media (max-width:900px){
	.hero-inner{grid-template-columns:1fr;gap:34px}
	.hero-visual{max-width:440px;width:100%;margin:0 auto}
	.adv-grid{grid-template-columns:1fr;gap:26px}
	.adv-visual{display:none}
	.calc-card{grid-template-columns:1fr;gap:28px}
	.qa-grid{grid-template-columns:1fr;gap:20px}
	.qa-tabs{flex-direction:row;flex-wrap:wrap}
	.qa-tab{flex:1 1 auto}
	.legal-grid{grid-template-columns:1fr}
	.legal-grid .form-card{order:-1} /* форма выше юридического текста */
	.steps-grid{grid-template-columns:1fr}
}

/* --- Телефоны с большим экраном (≈ до 600px) --- */
@media (max-width:600px){
	.container{padding:0 16px}
	.section{padding:48px 16px}
	.section--hero{padding:40px 16px 52px}
	.section-label{font-size:12px;margin-bottom:10px}
	.section-title{font-size:27px;margin-bottom:24px}
	.section-title--mb40{margin-bottom:28px}

	/* header */
	.header-inner{height:60px;gap:12px}
	.menu-toggle-label{display:none}
	.site-logo{margin-left:2px}
	.site-logo img{height:40px}
	.site-logo .logo-partner{height:34px}
	.logo-sep{height:24px}
	.header-right{gap:14px}
	.phone-btn{padding:9px 14px;font-size:14px}

	/* hero */
	.hero-badge{margin-bottom:18px}
	.hero-title{font-size:31px;margin-bottom:18px}
	.hero-rate{margin-bottom:24px}
	.hero-rate-num{font-size:48px}
	.hero-rate-label{font-size:16px}
	.hero-features{margin-bottom:28px;gap:12px}
	.hero-feature{font-size:15px}
	.hero-cta{gap:10px}
	.hero-cta .btn-primary,.hero-cta .btn-secondary{flex:1 1 100%;justify-content:center;padding:15px 22px}
	.hero-visual{max-width:320px;aspect-ratio:1/1}
	.hero-visual-img{width:100%}

	/* advantages */
	.tabs-group{display:flex;width:100%;margin-bottom:30px}
	.tab-btn{flex:1 1 auto;justify-content:center;padding:11px 10px;font-size:13.5px;gap:6px}
	.adv-panel-title{font-size:21px}
	.bullet-item{font-size:15px}

	/* conditions */
	.conditions-grid{grid-template-columns:1fr;gap:12px;margin-bottom:32px}
	.condition-card{padding:20px}
	.table-wrap{padding:20px 16px}
	.table-title{font-size:18px}

	/* trust */
	.trust-grid{grid-template-columns:1fr;gap:14px}
	.trust-card{flex-direction:row;align-items:center;gap:16px;padding:20px}
	.trust-icon{width:46px;height:46px}

	/* calculator */
	.calc-card{padding:24px 20px}
	.calc-field{margin-bottom:26px}
	.result-card{padding:24px 20px}
	.result-amount{font-size:38px;margin-bottom:20px}
	.calc-actions .btn-primary-sm,.calc-actions .btn-secondary-sm{flex:1 1 100%;justify-content:center}

	/* q&a */
	.qa-content{padding:24px 20px}
	.qa-panel p{font-size:15px}

	/* steps */
	.step-card{padding:24px}
	.step-num{width:46px;height:46px;font-size:20px;margin-bottom:18px}

	/* faq */
	.faq-btn{font-size:15.5px;padding:18px 18px;gap:12px}
	.faq-body p{padding:0 18px 20px;font-size:15px}

	/* legal / form */
	.form-card{padding:26px 22px}
	.form-title{font-size:21px}
	.form-subtitle{margin-bottom:22px}

	/* footer */
	.site-footer{padding:42px 16px 32px}
	.footer-inner{gap:28px}
	.footer-contacts{flex-direction:column;align-items:flex-start;gap:4px;padding-top:24px}
	.footer-phone-right{margin-left:0;margin-top:14px}

	/* modal */
	.modal-card{padding:34px 24px 26px}
}

/* --- Телефоны с маленьким экраном (≈ до 380px) --- */
@media (max-width:380px){
	.container{padding:0 13px}
	.section{padding:40px 13px}
	.section--hero{padding:30px 13px 42px}
	.section-title{font-size:23px}

	/* header */
	.header-inner{gap:8px}
	.site-logo img{height:34px}
	.site-logo .logo-partner{height:29px}
	.phone-btn{padding:8px 12px;font-size:13px}
	.phone-btn svg{width:15px;height:15px}

	/* hero */
	.hero-title{font-size:26px}
	.hero-rate-num{font-size:40px}
	.hero-rate-label{font-size:15px}
	.hero-badge{font-size:11.5px;padding:6px 12px}
	.hero-feature{font-size:14.5px}
	.hero-visual{max-width:240px}

	/* tabs */
	.tab-btn{font-size:12.5px;padding:10px 6px}
	.tab-btn svg{display:none}

	/* calculator */
	.result-amount{font-size:32px}

	/* trust */
	.trust-card{flex-direction:column;align-items:flex-start}

	/* footer */
	.footer-phone,.footer-phone-right{font-size:16px}

	/* modal */
	.modal-card{padding:30px 20px 24px}
	.modal-title{font-size:19px}
	.modal-text{font-size:14.5px}
}